LedgerOS · Cash & Revenue
Cash Availability Engine
Bank balance is never fully spendable. Classify every payment into restricted, reserved, and operating buckets.
Total cash in bank
$892,430
9.7%vs last month
Restricted obligations
$158,420
4.2%pass-through held
Reserved (tax · payroll · commission · deferred)
$282,500
2.1%protected from op spend
True available operating cash
$451,510
11.4%what CCA can safely spend
Cash Availability Engine
What's actually spendable today
Bank balance is never fully available. Every incoming payment is classified into restricted (pass-through), reserved (commissions, tax, payroll, deferred), or operating cash.
True Available
$451,510
of $892,430 in bank
Total cash in bank
$892,430.00
− Pass-through obligations
−$158,420.00
− Commission reserve
−$42,600.00
− Tax reserve
−$68,900.00
− Payroll reserve
−$96,800.00
− Deferred revenue
−$74,200.00
True available operating cash
$451,510.00
Restricted + reserved buckets are protected from operating spend by LedgerOS Cash Guardrails.
Cash guardrails
Live · updated just now
Payroll cycles protected
2.4
Target ≥ 2.0
Pass-through held
100%
Never available for op spend
Tax reserve funded
82%
Target 100% of quarterly estimate
Commission accrual
Current
Matches payable ledger
Bank cash composition — trailing 12 months
How much of every dollar in the bank was actually spendable
AvailableReservedRestricted
This period · allocation split
Of $60,300 received across recent client payments
Operating (CCA revenue)
$40,200
66.7%
Reserved (tax · deferred · commission)
$3,810
6.3%
Restricted (pass-through)
$16,290
27.0%
Upcoming pass-through
Money held for third parties
$9,050.00
next 14 days
Contractor filing — Acme
TX Secretary of State · Due May 17, 2025
$1,250.00
CA C-36 application — Cascade
CSLB · Due May 19, 2025
$730.00
FL qualifier retention
Qualifier Network Inc. · Due May 20, 2025
$750.00
Bond premium — Cascade
Surety Carrier · Due May 22, 2025
$1,450.00
Contractor fee — Cascade
WA L&I · Due May 24, 2025
$220.00
Northstar expansion (6 states)
State portal batch · Due May 27, 2025
$4,650.00